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Loan Rates

    Waterside Credit Union offers a  standard loan rate of 12% per annum and for undershare loans a rate of 9% per annum.  Loans are available for Cars,  Holidays, Special Occasions, Household Appliances, Home Improvements, Bridging Loans etc. 
  • You may also benefit from an interest rebate at the end of the year, thus further reducing the interest.
  • Payments are arranged to suit your circumstances.
  • There are no penalties for early repayments
                                                                  
Proof of earnings, Guarantor and/or other conditions may be required.
To find out more about our loans, click here           
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